0% intro APR for 15 months from account opening on purchases and balance transfers.† After the intro period, a variable APR of 16.99% - 25.74%.† 3% intro balance transfer fee when you transfer a balance during the first 60 days your account is open, with a minimum of $5.† After that, the fee for future balance transfers is 5% of the amount transferred, with a minimum of $5.†
You will earn $200 cash back after you spend $500 in the first three months their account is open.
EARN UNLIMITED 1.5% CASH BACK
on every purchase* — it's automatic!
NO MINIMUM TO REDEEM FOR CASH BACK
and your Cash Back rewards do not expire as long as your
account is open.*
Each friend can earn: $200 Statement Credit after they use their new Cash Magnet® Card to make $1,000 in purchases within the first 3 months of Card Membership. Your friend will be able to choose from all available American Express Personal and Business Card offers. You can receive your referral bonus no matter what Card your friend is approved for.